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Getting rejected for loans because you have bad credit can be discouraging. But take heart because your home’s equity may provide a lifeline when you need cash.
Even so, there are plenty of ways you can work towards financing a manufactured home with bad credit, and it doesn’t have to be as hard as it’s often made out to be. Check Your Credit Report.
Factors Affecting Loan Underwriting. Lenders look at debt, income, creditworthiness and home value when deciding whether to give you a loan. Even when your credit is bad, you can demonstrate that your financial situation is improving. Pull your credit report from a credit reporting agency and review it for errors.
Finding Home Loans for Bad Credit (Yes, You Can) | realtor.com – Finding Home Loans for Bad Credit (Yes, You Can) A good credit score typically means you’ll get a great mortgage. A bad credit score means you’re in trouble, but not that you should just throw in the towel. From low credit score mortgages to cash options, check out this crash course on how to buy a home with bad credit. Yes, it can be done.
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How to Get an Apartment With Bad Credit | realtor.com – Check your credit report. Your first step toward getting an apartment (with bad credit or not) should be to check your credit report. You’re entitled to a free copy at AnnualCreditReport.com. You want to do this before you start poking around for apartments, advises Marin King, a New York attorney and real estate agent at Keller Williams NYC.
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