what do i need to refinance

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There are both good and bad reasons to refinance, and they are not just based on interest rates. Find out when refinancing makes the most sense and when it could be a bad move.

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Do you need a home appraisal to refinance your mortgage? Not necessarily. Here’s what you need to know about conforming, USDA, FHA and VA refinances without an appraisal.

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How important is your credit for refinancing an auto loan? Whether you’re applying for a credit card or buying a home, your credit scores can go a long way in determining whether a lender will do business with you. So how important is your credit if you want to refinance an auto loan? Most experts agree it can be crucial.

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If you want the best rates, get your finances in order to earn the best credit score possible. Read on for tips on how to refinance your loan. How Refinancing Works. When you refinance, your goal is to get a new loan with a lower interest rate to replace your old loan. Just like with your original car loan, the interest rate you pay if you.

Getting a new mortgage to replace the original is called refinancing. Refinancing is done to allow a borrower to obtain a better interest term and rate. The first loan is paid off, allowing the second loan to be created, instead of simply making a new mortgage and throwing out the original mortgage.

What Credit Score Do You Need to Refinance a Mortgage? – What Credit Score do You Need to Refinance a Mortgage? Whether you are refinancing a VA Loan or a traditional mortgage, one of the most common questions homeowners face when looking to refinance their mortgage is what credit score they need to qualify for a refinance loan. Unfortunately, the answer isn’t as easy as the question.

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