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Hard Money Loan – SmartAsset – A hard money loan is geared toward people who can't qualify for. Most of these loans are held for just one year or for a maximum of five years.
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Mortgage loan – Wikipedia – A mortgage loan or, simply, mortgage (/. Bridge loans may be used as temporary financing pending a longer-term loan. Hard money loans provide financing in exchange for the mortgaging of real estate collateral.. as opposed to the U.S. where the most common type is the 30-year fixed-rate open mortgage.