· If you’re a new homeowner, it’s possible you already have a home warranty, whether it was included in your home’s purchase price or because you paid for it yourself. If your home warranty is about to expire, it’s time to decide whether renewing your contract is worth the cost.
Though many home warranty companies have less than stellar reputations, careful research and oversight can ensure that the policy you select is a worthy form of insurance against unforeseen repairs. Don Vandervort is the founder of HomeTips.com .
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I’ll share my disappointing experience with American Home Shield so that you never have to deal with them, and then ask the larger question: are home warranties worth it? A home warranty is what it sounds like. Anything that goes wrong with your home, that isn’t a home insurance issue is typically covered under a home warranty.
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Your homeowners insurance will cover the damage if a tree falls on the roof or the house floods, but what if the air conditioner goes on the fritz in the middle of a heat wave or the washing machine breaks during the spin cycle? A home warranty might cover the cost. Home warranties were not meant to replace homeowners insurance.
Should you have purchased a home warranty? What is a Home Warranty? Not to be confused with homeowners insurance, which your mortgage lender will likely require you to purchase, a home warranty is an optional one-year contract with a provider to repair or replace major household systems and appliances that fail due to normal wear and tear.
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A home warranty can help protect you from costly home repairs to your appliances and major systems. If you bought a home recently and wondering if home warranty is worth it, make sure to read this blog. Home warranties can save you thousands of dollars in the long run.
DEAR BENNY: We are getting ready to close on a home. me a special warranty deed instead of a warranty deed. Is this a problem in the future if I want to sell? -Joy DEAR JOY: You need not worry, and.
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