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- – No closing cost mortgage are also referred to as no point, no fees loans (a more accurate description) or no cost mortgage refinance are really simple to understand once you learn a little loan lingo along with some mortgage industry terminology.
FHA Streamline Refinance: 5 Strict Conditions – You’ll pay a fresh upfront mortgage-insurance premium and continue shelling out monthly premium payments. In an FHA streamline refinance, you can wrap the upfront premium — but no other closing costs.