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2) DO NOT use credit cards excessively or let current accounts fall behind. This may be a "duh" or no brainer statement, but, many people tend to overlook the fact buying a home is a big purchase. Before closing, do not spend an additional amount of money on other things. Also, don’t let other bank accounts fall behind.
Buying a house is an emotional process, but do your best to keep your emotions out of it before you make a hasty and unwise decision about a house that’s financially out of your reach. Buying a house is a business transaction, so play it cool and keep your emotions in check.
Worst Things a Buyer Can Do Before Closing on a House Missing credit card payments can set off red flags, but even changing jobs or buying furniture can kill your home loan at the last minute.
Your journey doesn’t end on closing day. Here are some next steps to consider before you actually move in. You’ve been house shopping for months or even years. You’ve endured a series of offers, property disclosures, inspections and reports. Finally, after so much excitement, stress and anxiety, the house hunt has come to an end.
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Request all copies of the paperwork from the closing attorney if you plan to read each one in detail, since there will not be time to read over everything at the closing itself; Day Before Closing: Conduct a walk-through to verify the condition of the house is the same as when placed under contract. What to Do Before the Closing.
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Before closing on a piece of property, it is necessary for the buyer to fill out and submit the paperwork provided by the escrow company. This can be done from a remote location and sent by overnight delivery or an online document service to the escrow company. Read all documents completely before signing.
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